pocket files

 If you are looking for a tool to keep everything organized and in one place, I highly recommend the Mead pocket files.  You can find them online or at Staples.   I keep one for my home finances and another one for my business.

 After many years, I realize that time is money but taking the time to create a spot to gather and record is a great way to stay organized.

A dear friend gave me this pretty ginger jar a few years ago and I have named it my "feng shui money jar" which I keep a few lucky items and some spending money.  There is a lucky wishbone, a crystal, some dirt from my garden and some lucky gold chocolate coins given to me.

It's a great way to ensure that there is always a bit of luck or a few dollars for a treat.

Firstly, I make a pot of tea and take time to gather my weekly receipts and then record them.  It has certainly helped to show exactly where the money goes and created a savings because when you write it down, you are much more honest.

Do you use pocket files or a budget system for you house hold or business?

I would love to know what system you use for keeping your finances and files organized.